« March 2024


Welcome to the AREA Newsletter for March 2024


Next Meeting
March 13, 2024
Green Ladle - Lewiston High School
10:30 AM

Registration Form


All the Downloads - Click this link to view all the downloads for this month.  Some folks like that better.

March Downloads


President's Message

This has been an interesting early winter so far with not much snow and a little more rain.
Many thanks to several of our committees for their work outside of our regular meetings and the work that they have done. Don't forget we will start our meeting at 10:30AM at LRTC Green Ladle and out guest speaker this month will be from Seniors Plus (Laure Johnson) with lots of inforation that will come in handy.

See you soon,
Dave Wing


Welcome home to Grace Keene, who has spent quite a bit of time in the hospital this winter.  Here's hoping that she recovers well!


Budget and Finance
from Gina Fuller



Gina must have had extra time on her hands to prepare all these materials. You may
download them here or from the downloads link above.


Treasurer's Notes
Treasurer's Update

Treasurer's Report - November 15

Treasurer's Overview - November 15


Scholarship 


from Jean Roy






The Scholarship Committee, Sue Conklin, Wendy Jacobs, Beth Bell and I met and had a conversation with Gina and David ...........................................
The scholarship forms were revamped and sent to all guidance counselors at Edward Little, Lewiston, Leavitt, Lisbon, Oak Hill, Poland and Spruce Mountain electronically and by mail. We also put an article to announce it in Sun Spots and in the Twin City Times. The article was also shared on FaceBook by AREA members. The scholarship application is due by March 29th for the committee to review and select the recipient. The student will receive a check for $2000.00 after submitting their transcript to show that they earned a minimum GPA of 2.5 in the previous semester.


Activity Forms

from Joyce Bucciantini



Joyce reminds us that our volunteer and activity forms are due by the beginning of April. Joyce
will bring forms to the next meeting.  Download the form at the following link.


AARP Volunteer Hours

To Your Health and Wellness


Many of us live alone. And most of us are senior citizens.  And for many of us, a daily check in is a good idea.  The phone app called "Snug" will allow you to check in with a click every day, and if you don't - well, it will notify you or someone else.  It's just a simple but important check in service for anyone really.  AND.. it's free.  Here's the web site - https://www.snugsafe.com/


Seniors Plus is the agency that helps us stay well, stay at home, and stay independent. They could use your help.  On March 22, 2024, Seniors Plus will sponsor the "Fill Your Plate Breakfast from 7am - 9am at the Hilton Garden Inn in Auburn. This is a great chance to show your support for the people who help support us.  Click this link - Fill the Plate Breakfast.


Follow up - And here is an interesting follow up from a previous meeting. Donna Whelan shares this information about AI.  Well worth the read.

Notes on AI.

Scam Alert
from Mona Ervin



1. Check cooking scam
Last year, the big thing was check washing, where thieves stole paper checks  from postal boxes, mailboxes or even carriers and then washed the checks with chemicals, keeping the signature but erasing the amount and the payee so they could fill in a new name and amount. But now, they’ve discovered a less messy way to steal. In check cooking, thieves take a digital picture of a stolen check and then use commercially available software to alter it.

“It looks very real, even with the watermarks and all,” explains Michael Bruemmer, vice president of data breach resolution and consumer protection at Experian, a global credit verification and financial services firm. Criminals can print a new phony check or else just deposit the altered image using a bank’s mobile app, he notes.

How to stay safe: Consider using a safer payment method, such as a credit card. But if you choose to write paper checks, scammers still need to steal a physical copy. Make it harder for them. Instead of putting the check in a mailbox, drop it off directly at the nearest post office. And continually monitor your checking account and watch for any suspicious transactions.


2. Voiceprint Scams
Thanks to technological advances, it’s possible for thieves to capture a recording of your voice and then use a software program to generate an imitation “deepfake” version that can be used to impersonate you. “That voiceprint can be used to access your insurance or your financial institution or apply for a driver’s license,” Bruemmer says. The New York Timesreported on a recent case in which a representative at a major bank received a call from a deepfake copy of a Florida investor’s voice, requesting that the bank move the man’s money elsewhere. Fortunately, the fraud attempt was spotted by the bank before the real investor lost his savings.

How to stay safe: To prevent your voice from being duplicated, “don’t answer the phone,” Bruemmer advises. “If someone needs to get hold of you, they can text you.” Bruemmer even is cautious about answering calls that appear to be from people on his contact list, since the call could be coming from a phone that’s been stolen or had its SIM card cloned, he says.


3. Delayed-action sweepstakes scam
Sweepstakes scammers, who call or write to say that you’ve won a fabulous fortune, have been around for ages. But recently they’ve come up with a new variation on the old formula, according to Bruemmer. Instead of trying to get you to pay taxes or other fees in advance to collect the nonexistent prize, the scammers will ask for personal information so that they can validate you and set up the payout. “They’ll say, just give us your banking information and your Social Security number, and we’ll file with the IRS and we’ll take care of everything,” he explains. “But, boom, it’s just another form of identity theft.” Instead of quickly looting your bank account — what Bruemmer calls a "smash and grab" — the scammers may play a long game. They’ll write small checks on your account to see whether you notice the fraudulent activity. If you don't, they'll continue to use the account to obtain credit cards and lines of credit in your name that they can siphon off, giving them a potentially bigger payday down the road.  

How to stay safe: As with previous variations of the sweepstakes scam, remember that if it seems too good to be true, it probably is. If you get a call from someone claiming that you’ve won a huge prize, the safest bet is to just hang up. And never, ever provide any personal information.


4. Paris Olympics scams
Criminals try to find ways to exploit big events that are in the news. With the Paris games coming up this summer, Nofziger suspects that we may start seeing a revival of the fake emergency scam, which bears similarities to the grandparent scam but is slightly different. It could work something like this: A scammer hacks someone’s email account, and shortly after, all of that person’s contacts will receive the same message — something to the effect of, “Hey guys, I’m over in Paris and my wallet got stolen! Can anyone please help me out by sending gift cards or a Venmo deposit?” 
To the recipients, it’s a potentially convincing ruse. “You’re thinking very quickly, well, Amy was in Paris two years ago, and she loves the Olympics, so it all makes sense,” Nofziger explains. “Yeah, I’ll send you money.”


And Olympics officials are warning ticket seekers to avoid bogus ticketing sites and scam emails purporting to be from Paris 2024 (the official website for the games) or the Olympic committee.

How to stay safe: Resist the urge to react immediately if you hear from a friend in Paris needing cash. Instead, follow the Federal Trade Commission’s advice and try another way to contact the person who supposedly is in need, such as calling them on the phone. Alternatively, reach out to a trusted source who knows the person and would be aware of whether or not they went on a trip to Paris.

If you’re intending to go to Paris and receive emails regarding tickets to the games, the official website for Paris 2024 notes, “You will never be asked for the login details for your ticketing account (ID and password)” or “banking details.” Check the sender’s email address; scammers will often change one letter or number, or use .com rather than .org, hoping recipients will mistake the fake address for the legitimate one.

Patrick J. Kiger is a contributing writer for AARP. He has written for a wide variety of publications, including the Los Angeles Times Magazine, GQ and Mother Jones, as well as the websites of the Discovery Channel and National Geographic.

Legislative  Update
from Crystal Ward



Hello AREA
 - On Wednesday, Feburary 14, 2024, Governor Mills released her supplemental budget.  This proposal will have a public hearing in the coming weeks and will be subject to much debate between now and the end of the legislative session. 

Bad News:  The Governor’s supplemental budget does not address the salaries for teachers or wages for school support staff.  The MEA has been adamant:  if we want to address the shortages we are seeing in schools, we must raise the entry wages and salaries for educators.  In fact, we wrote a whole report about it:  Raise-the-Pay-for-Maine-FINAL.pdf (maineea.org)


The governor put in nothing to help retired fix the mess made in 2011 to the MainePers pension system . In January  the two co-chairs of the Labor Committee, Senator Mike Tipping, and Rep Amy Roeder  along with Rep. Charles Skold from Labor committee and bill sponsor Rep. Jan Dodge met with governor Mills about LD70 and an idea that would cost much less. It was a frustrating meeting --- The message from the Governor, according to Rep Dodge, was that the governor repeated in several iterations was, "They have received increases! Sometimes through one-time payments, Adhoc COLA's, increases to the base to which the COLA's are applied and the cumulative benefits of their 3%."  She was not interested in the new idea and will not support LD70.  Governor Mills says that MainePers Retired are not a priority.


Yes, very frustrating considering we had bipartisan support for LD70 and had figured out a way to fund it that was much less expensive!!!   
The Governor proposes various new programs, and carries $100 million forward to the next two year budget (2025-2027), but does not propose any improvements for educator wages, salaries  or MainePers pensions.


 GOOD News - There is a bill that is on the Appropriations table, for funding, that would increase the share that Maine pays of health insurance from 60% to 65%. That will not be decided until the end of the session in April.


Down in Washington the bill in the House of Representatives to correct the Social Security Offset has over 300 co-sponsors and is our best hope to get a vote on the floor by summer.
  

Quiz
from
Mona Ervin



So You Think You Know Maine?


1 Which governors shared the same royal last name?
2 What is the northern most point in the United States east of the Great Lakes?
3 Five individuals either born in Maine or whose homes were in Maine,  have served in the President's cabinet.  Can you name them and the position each held?
4  The Webster-Ashburton Treaty settled this conflict between the United States and Great Britain. Was it determining financial payments resulting from Arnold's march to Canada;  The War of 1812;  The Aroostook War;  Payments to purchase Campobello. 
5 How many islands are there off the coast of Maine?  A) just over 2000   B) just over 3000  C) Just over 4000    D) just over 5000.
6 Which of the following is not originally from Maine? (A) John Ford (B) Milton Bradley  (C) E.B. White  (E) Erin Andrews
7 True or False?  Maine’s coastline has so many deep harbors that it could provide anchorage for all the naval fleets in the world.
8 Can you name the following?  The Maine State dessert? treat? bird? tree? fish? berry? cat? animal? insect? crustacean?
9 Which coastal Maine community became the first chartered city in the United States?
10 How many lighthouses are in Maine?  (A) 45  (B) 55  (C) 65  (D) 75.


Answers

1 William King and Angus King both served as Governors of Maine.  William King was the first governor serving from 1820 to 1821.  He secured a federal appointment and resigned as governor after one year.  Angus Kins served as governor from 1995 to 2003. He later was elected to the United States Senate.
2 Escourt Station is located on the Canada–United States border between Maine and Quebec, at the southern end of Lake Pohenegamook in the North Maine Woods region. It derives its name from the adjacent village of Estcourt, Quebec,
3 President George Washington, at the start of his first administration, appointed Henry Knox the nation's first Secretary of War, a position he held from 1789 to 1794. He is well known today as the namesake of Fort Knox in Kentucky, the repository of a large portion of the nation's gold reserves.  Born in Boston, he lived in Thomaston.James Blaine twice served as Secretary of State, first in 1881 under President James A. Garfield and Chester A. Arthur, and then from 1889 to 1892 under President Benjamin Harrison. He is one of only two U.S. Secretaries of State to hold the position under three separate presidents, the other being Daniel Webster. Blaine was not born in Maine but moved here after college.  Frances Perkins was born Fannie Coralie Perkins in Boston in 1880, but her roots were in Maine. Her mother, Susan E. Bean, came from Bethel, and her father Frederick Perkins was born and raised in Newcastle. Her free times were spent in Newcastle. She qualifies as a Mainer.  Perkins was an American workers-rights advocate who served as the fourth United States Secretary of Labor from 1933 to 1945, the longest serving in that position. A member of the Democratic Party, Perkins was the first woman ever to serve in a presidential cabinet. Edmund Muskie of Rumford served as the 58th United States Secretary of State under President Jimmy Carter from 1980 to 1981.  Wiliam Cohen of Bangor, A Republican, served as  Secretary of Defense (1997–2001) under Democratic President Bill Clinton.
4 The Webster- Ashburton Treaty resolved numerous issues, among then the border of Maine with New Brunswick.  New Brunswick officials arrested some Americans in disputed areas, Maine called out the militia and seized the territory in question, the so-called Aroostock War. The incident dramatized the need for a border settlement. Webster and Ashburton agreed on a division of disputed territory, giving 7,015 square miles to the United States and 5,012 to Great Britain; agreed on the boundary line through the Great Lakes to the Lake of the Woods; and agreed on provisions for open navigation in several bodies of water.
5 There are over 4600 islands off the coast of Maine.  Mount Desert is the largest. Chebeague is considered the smallest of the inhabited islands. Only about 1,200 Maine coastal islands have an acre or more, and 600 comprise 95% of the island acreage. Of these islands, only 15 have a year-round population. 
6 The answer is E.B. White who was a columnist with The New Yorker and a beloved children’s author, having written the classics Charlotte’s Web and Stuart Little. He and his wife decided to buy a farm in Brooklyn, Maine, as a summer retreat from New York City in 1933. They fell in love with the area and eventually moved there full-time in 1938.  John Ford, was a naval officer and film director born in Cape Elizabeth in 1894. Over his career of more than 50 years, Ford directed more than 140 films and was the recipient of six Academy Awards. A few of his most well-regarded films include Stagecoach, The Grapes of Wrath, and The Searchers.  Milton Bradley was born in Vienna, Maine in 1836.  His initial business ventures were failures but he found inspiration from an imported board game a friend gave him, concluding that he could produce and market a similar game to American consumers. In the winter of 1860, Bradley released The Checkered Game of Life.  From 1860 through the 20th century, the company he founded, Milton Bradley Company, dominated the production of American games, including The Game of Life, Easy Money, Candy Land,Operation, and Battleship. The Milton Bradley name had been in use for 149 years.  Erin Andrews was born in Lewiston, Maine on May 4, 1978.  Her parents are Paula Andrews, a teacher and Steven Andrews a journalist. She is an American sportscaster and television personality. She rose to prominence as a correspondent on the American cable sports channel ESPN after joining the network in 2004. She later joined Fox Sports in 2012 and has since become the lead sideline reporter for the network's NFL broadcasting team. In 2010, she also gained further recognition from placing third on the tenth season of ABC's Dancing with the Stars and eventually co-hosted the show from 2014 to 2019 with Tom Bergeron.
7 True. 
8 The state dessert is the blueberry pie; the state treat is the whoopie pie; the state bird is the black-capped chickadee; the state tree is the white pine; the state fish is the landlocked salmon; the state berry is the blueberry; the state cat is the Maine Coon; the state animal is the moose; the state insect is the honeybee; the state crustacean is the lobster.
9 York, ME became the United States' first chartered city in 1641.
10 There are 65 lighthouses in Maine.  Two of the most famous and photographed are West Quoddy Lighthouse painted like a candy cane and Portland Head Light located along the rocky coast of Cape Elizabeth. Portland Headlight is the most photographed lighthouse in the nation.



Recipes

from
EZEEE. KWEEZEEN



Who doesn't love a crisp biscotti with morning coffee or as a snack in the afternoon?  Flavorful and crunchy, perfect with coffee or tea.

And so very easy to make.  This has to be the perfect EZEE-KWEEZEEN recipe. 


Here's the link from Cookies and Cups - Cake Mix Biscotti


And here's the wicked simple instructions, tried and tested in the EEZEE-KWEEZEEN test kitchen.


1. Make up a regular cake box mix - almost any flavor - but vanilla works best.

You can also bake the chocolate cake and the brownie recipe together for chocolate biscotti.

2. Add a cup of flour. Remember that the goal is to make a dry cake.

3. Add the flavoring or extras you wish - almmond extract, vanilla -or - almonds, walnuts, etc.

4. Bake the cake as you normally would.  Set it out to cool.

5. Once cool, cut the cake into biscotti sized pieces and arrange them on a cake drying rack.

5. "Re-bake" at 200 degrees for at least three hours.  It's a slow re-bake. When crispy, just turn off the oven and let them stay till the oven cools.



Editorial?


Ah, parting shots - Sometimes I just have to take a risk. 

From the blog at PithnGrit - Heaven





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