Many people have asked about phone scam and want to be in
better control of their phones. It's a great technology and we all
use it, so maybe a few pointers on controlling will
help.
First, there's a reason they call it a "smart"
phone - and it feels that it is sometimes more smart than I am.
Remember that these phones have more computing power than what we used to
send explorations to the
moon.
Picture from our November
meeting
(Sue Cornelius -
photographer)
Passwords - Remember
to used secure passwords. Secure passwords are those which are at
least six characters in length, use numbers and special characters.
This is not to say that you need a new password for every single use and
occassion, but it is to say that the passwords you use must be
secure. Remember that scammers use password creation programs to
detect your passwords at thousands of attempts per
minute.
Some hints
-
- Choose something you can easily
remember - your street perhaps or your child's name or a word in a foreign
language.
- Change one of the letters to a special
character.
- Change one of the letters to a
number.
Example - I live on Elliott
Ave.
Elliott then becomes - Ell!ott - note the exclamation
point!
Ell!ott then becomes 3ll!ott - note the "E" becomes a "3" -
(An "E" is a "3" in reverse.)
3ll!ott then becomes 3ll!ott7 - note
the 7 is added because the word has 7 letters!
So
"3ll!ott7" is a much more secure password than "Elliott." This
example might help, and our next newsletter will have additonal
hints.
Contacts
- Try to maintain an active contact list. Add your self as a contact - as
this will let others know you are calling them! When someone calls
you, their contact name should appear as the caller. If you do
not see a contact name on a call, consider letting the message go to voice
mail.
After the call, if there is no voicemail, chances
are it was a scam call anyway. Scammers and frauds seldom leave
their real contacts or messages.
Finally, if your family
has the TV, phone, and comptuer on one account, the caller's name and
number will be broadcast on the television. Look there to see if it
is a number and contact you know and trust.
You can often
ask a new contact to send you their contact information via text.
Remember these are "smart" phones so you can add their number to your
contacts automatically with a click.
Finally, review your
contacts at least once a year. For those which are no longer
relevant, feel free to delete that contact. You don't need it, and
someone may have scammed them.
Spam Alerts
from the Phone Company -
Verizon, like many
companies providing Internet Services, has a program for spam
alerts. (https://www.verizon.com/support/residential/homephone/calling-features/stop-unwanted-calls)
Check
with your Internet services company to see what they
offer.
Introducing Spam Alerts
We
get lots of complaints about unwanted computerized calls, and we get it -
no one likes robocalls. To help you identify them, we've added a new
Spam Alerts feature to your home phone's Caller ID. Your
Caller ID will show "SPAM?" before caller's name that
have been identified* as a possible unsolicited call.
*A
complex and always-improving algorithm is used to determine which calls
match the SPAM criteria. While we're focused on identifying and alerting
you to these types of calls, you may still receive unsolicited calls from
spammers/scammers as these calls will not be blocked automatically. You
still choose which calls you want to answer and which ones you
don't.
To report numbers that you believe should be listed as spam,
or incorrectly labeled as such, please visit spamalerts.verizon.com
Scam Alert -
There's an APP for that!
(https://www.wect.com/2019/03/29/verizon-wireless-rolls-out-free-app-alert-you-scam-calls/)
By
Ashley Knight | March 28, 2019 at
10:59 PM EDT - Updated March 29 at 1:56 PM
BIRMINGHAM, AL (WBRC) - A free app
helps identify, and in some cases, block a robocall.
Verizon says Call Filter has been very successful in
warning customers before they have a chance to answer the
phone.
In the early
days of scam phone calls, you’d hit the talk button and you could
practically hear the money rushing out of your bank account. Scammers have
gotten savvier, but now cell phone providers are helping you stay one step
ahead.
“Finally, cell phone providers are listening to their
consumers and responding to government actions, as well, to provide some
apps to take care of these constant robocalls that we all get,” says
David Smitherman with the Better Business Bureau.
The FCC was threatening to fine providers if they
didn’t offer the free service. The new call filter gives you a pop-up
warning when a call is potentially a scam. In other cases, it might block
the call altogether. You can also report unsolicited phone
calls.
“Up until now, kind of the best thing we could say is
if you don’t recognize the number just don’t answer the phone,” says
Smitherman.
If you want more protection, you can choose to pay $2.99
a month and get those features plus others like identifying callers by
name.
“Gives you a little more protection on actually being
able to identify phone calls that could be coming in that are scams,”
says Smitherman.
To download, just go to the app store and search for
Verizon Call Filter. AT&T has a similar feature called Call Protect
that rolled out in 2016 and T-Mobile rolled out their Name ID app last
November.
Picture from our November
meeting
(Sue Cornelius -
photographer)
A word from AARP - Scam
Alert!
Read the full article
-
(
https://www.aarp.org/money/scams-fraud/info-2018/online-identity-protection-survey.html?CMP=KNC-DSO-Adobe-Bing-FRD-Protection-ScamAlerts&s_kwcid=AL!4520!10!74285909438512!74285874072991&ef_id=XdaltAAAANS1SXK0:20191121145652:s
& nbs p;)
In addition,
even though almost half (47 percent) of the adults surveyed say they have
spotted bogus charges on their credit or debit cards, only 14 percent have
requested a security freeze on their credit data. A freeze restricts
access to a consumer’s credit report, making it more difficult for
criminals to open fraudulent accounts in his or her
name.
“Our survey results indicate that a lot of
people may feel overwhelmed, and have just given up,” says AARP’s lead
fraud researcher and the report’s coauthor, Doug
Shadel. “Two-thirds of those surveyed said that given the number of
data breaches that have occurred, they think it is inevitable that
criminals will be able to exploit their credit at some point. But we
are emphasizing that there are powerful things you can do to make sure
that stolen data can’t be used against
you.”
One area where older adults are more
vigilant than younger adults is in the use of passwords. Security experts
advise using unique passwords for each individual account, but the survey
reveals that this is not a typical practice.
About 36
percent of adults age 65 and older have used the same password for more
than one online account, as have 42 percent of those age 50 to 64. But
some 55 percent of adults age 18 to 49 have replicated passwords on
different accounts.
Pay attention to
passwords!!!