« Special Newsletter - Phone Scam

Oldphone.jpgMany people have asked about phone scam and want to be in better control of their phones.  It's a great technology and we all use it, so maybe a few pointers on controlling will help.


First, there's a reason they call it a "smart" phone - and it feels that it is sometimes more smart than I am.  Remember that these phones have more computing power than what we used to send explorations to the moon.






Picture from our November meeting

(Sue Cornelius - photographer)


Passwords - Remember to used secure passwords.  Secure passwords are those which are at least six characters in length, use numbers and special characters.  This is not to say that you need a new password for every single use and occassion, but it is to say that the passwords you use must be secure.  Remember that scammers use password creation programs to detect your passwords at thousands of attempts per minute.


Some hints -


  1. Choose something you can easily remember - your street perhaps or your child's name or a word in a foreign language.
  2. Change one of the letters to a special character.
  3. Change one of the letters to a number.


Example - I live on Elliott Ave.

Elliott then becomes - Ell!ott - note the exclamation point!

Ell!ott then becomes 3ll!ott - note the "E" becomes a "3" - (An "E" is a "3" in reverse.)

3ll!ott then becomes 3ll!ott7 - note the 7 is added because the word has 7 letters!


So "3ll!ott7" is a much more secure password than "Elliott."  This example might help, and our next newsletter will have additonal hints.



Contacts - Try to maintain an active contact list. Add your self as a contact - as this will let others know you are calling them!  When someone calls you, their contact name should appear as the caller.   If you do not see a contact name on a call, consider letting the message go to voice mail.


After the call, if there is no voicemail, chances are it was a scam call anyway.  Scammers and frauds seldom leave their real contacts or messages.


Finally, if your family has the TV, phone, and comptuer on one account, the caller's name and number will be broadcast on the television.  Look there to see if it is a number and contact you know and trust.


You can often ask a new contact to send you their contact information via text.  Remember these are "smart" phones so you can add their number to your contacts automatically with a click.


Finally, review your contacts at least once a year.  For those which are no longer relevant, feel free to delete that contact.  You don't need it, and someone may have scammed them. 


Spam Alerts from the Phone Company -


Verizon, like many companies providing Internet Services, has a program for spam alerts.  (https://www.verizon.com/support/residential/homephone/calling-features/stop-unwanted-calls)


Check with your Internet services company to see what they offer.


  • We get lots of complaints about unwanted computerized calls, and we get it - no one likes robocalls. To help you identify them, we've added a new Spam Alerts feature to your home phone's Caller ID. Your Caller ID will show "SPAM?" before caller's name that have been identified* as a possible unsolicited call.

    Spam Alert

    *A complex and always-improving algorithm is used to determine which calls match the SPAM criteria. While we're focused on identifying and alerting you to these types of calls, you may still receive unsolicited calls from spammers/scammers as these calls will not be blocked automatically. You still choose which calls you want to answer and which ones you don't.

    To report numbers that you believe should be listed as spam, or incorrectly labeled as such, please visit spamalerts.verizon.com


Scam Alert - There's an APP for that!

(https://www.wect.com/2019/03/29/verizon-wireless-rolls-out-free-app-alert-you-scam-calls/)


BIRMINGHAM, AL (WBRC) - A free app helps identify, and in some cases, block a robocall.

Verizon says Call Filter has been very successful in warning customers before they have a chance to answer the phone.


In the early days of scam phone calls, you’d hit the talk button and you could practically hear the money rushing out of your bank account. Scammers have gotten savvier, but now cell phone providers are helping you stay one step ahead.


“Finally, cell phone providers are listening to their consumers and responding to government actions, as well, to provide some apps to take care of these constant robocalls that we all get,” says David Smitherman with the Better Business Bureau.

The FCC was threatening to fine providers if they didn’t offer the free service. The new call filter gives you a pop-up warning when a call is potentially a scam. In other cases, it might block the call altogether. You can also report unsolicited phone calls.


“Up until now, kind of the best thing we could say is if you don’t recognize the number just don’t answer the phone,” says Smitherman.


If you want more protection, you can choose to pay $2.99 a month and get those features plus others like identifying callers by name.

“Gives you a little more protection on actually being able to identify phone calls that could be coming in that are scams,” says Smitherman.

To download, just go to the app store and search for Verizon Call Filter. AT&T has a similar feature called Call Protect that rolled out in 2016 and T-Mobile rolled out their Name ID app last November.



Picture from our November meeting

(Sue Cornelius - photographer)


 A word from AARP - Scam Alert!

Read the full article -


( https://www.aarp.org/money/scams-fraud/info-2018/online-identity-protection-survey.html?CMP=KNC-DSO-Adobe-Bing-FRD-Protection-ScamAlerts&s_kwcid=AL!4520!10!74285909438512!74285874072991&ef_id=XdaltAAAANS1SXK0:20191121145652:s

& nbs p;)


In addition, even though almost half (47 percent) of the adults surveyed say they have spotted bogus charges on their credit or debit cards, only 14 percent have requested a security freeze on their credit data. A freeze restricts access to a consumer’s credit report, making it more difficult for criminals to open fraudulent accounts in his or her name.

 

“Our survey results indicate that a lot of people may feel overwhelmed, and have just given up,” says AARP’s lead fraud researcher and the report’s coauthor, Doug Shadel. “Two-thirds of those surveyed said that given the number of data breaches that have occurred, they think it is inevitable that criminals will be able to exploit their credit at some point. But we are emphasizing that there are powerful things you can do to make sure that stolen data can’t be used against you.”

 

One area where older adults are more vigilant than younger adults is in the use of passwords. Security experts advise using unique passwords for each individual account, but the survey reveals that this is not a typical practice.


About 36 percent of adults age 65 and older have used the same password for more than one online account, as have 42 percent of those age 50 to 64. But some 55 percent of adults age 18 to 49 have replicated passwords on different accounts.

 

Pay attention to passwords!!!





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