Welcome to the AREA NEWSLETTER -March 2022
Androscoggin Retired
Educators Association - Many thanks to Crystal Ward, Mona Ervin, Linda
DeSantis, and Gina Fuller for the contributions this
month.
NEXT MEETING! -
April 13, 2022
10:30 AM
Highland Grill, Turner, ME
When the details are available, we will send out a "Flash News" to include host, price, and directions. Stay tuned!
Minutes from the last meeting.
From Linda DeSantis- Minutes
from March 2022 -Click the link
Newsletter Notes!
Please feel free
to contribute to your newsletter. You can send contributions to me
by emailing them to - rfuller@mainenet.org
Please note - MEA Retired now has a Facebook page - You can follow us there.
by
Mona Ervin
Scam alert from AARP
This is income tax return season and the scammers are out there waiting to help you spend you refund. Be on the alert for the following scam. This one relates to a police scam but scams involving firefighters are out there as well. Usually the call begins with something like, “Thank you for your support in the past, can we count on you again?” The scammers are expecting that you will respond in the affirmative. Most people have not donated but cannot remember and assume that the organization keeps records and that indeed a donation was made. This is especially aimed at seniors who may not have accurate memories of donations.
“I’m calling on behalf of the National Save the Police Fund,”* says the voice on the phone. “We support police officers who risk their lives daily protecting our communities. Can the police officers count on you?”
Gotten calls like this? So have we all. At the end of 2021, robocalls raising money for police groups were the highest-volume phone messages in most major U.S. markets, according to Nomorobo, a robocall-blocking company that works with AARP on fraud prevention.
These callers typically use language that suggests they are charities raising money directly for local police. But what’s the truth? The answer is that, in many cases, these aren’t charities at all. Instead, they’re “independent, expenditure-only” political action committees, or super PACs. Why does this matter? Simple: less scrutiny. Charities face relatively rigorous review from the Internal Revenue Service, and most states require them to register before they can operate there.
Super PACs generally have far fewer state-level reporting requirements and are regulated by the Federal Election Commission (FEC), which has fewer enforcement options than the IRS. The result: a rise in super PACs that use sympathetic-sounding causes primarily to line their own pockets (the FEC has called this subset “scam PACs”).
These calls are not from live people; answers to questions are scripted and recorded. In fact, former employees of these types of fundraisers have testified about how they used soundboard technology to play prerecorded messages as responses, in part so they could talk to several donors at once.
Questions about how donations are spent are mostly unanswered. One responder replied directly: 90 percent went to fundraising, and 10 percent went to police support. Wow! That means of a $35 donation, no more than $3.50 goes to their stated cause.
Below are a few tips for screening for legitimate charities. But these telemarketers bombarding our phone lines? Just hang up. Law enforcement has a tough enough job without having to put up with charlatans masquerading as heroes.
Trivia Quiz
Famous Cities Quiz
Here are the city names used in this quiz
Los Angeles | Amsterdam | Detroit | Sydney | Paris |
Boston | Hong Kong | Prague | New York | Vienna |
Venic | Rome | Jerusalem | Chicago | Montreal |
Philadelphia | Las Vegas | Dallas | Milan | Kuala
Lampur |
Bonus
Answers
Bonus
San Francisco – Melbourne - Manila
Legislative Update
by
Crystal Ward
Legislative News for March 2022
The Public Hearing on the governors proposed
budget section nn on the our COLA concerns was held Mar. 3, about 12
people gave testimony and 40 sent in written testimony, while this is
good, statewide we have over 5500 members and AREA has about 100, so,
these numbers could be better.
The Legislature pays attention to
how much something is really wanted and they know how many are in our
Statewide group. You can see the picture and level of concern and need
they are seeing. I have been asked to explain the issue so here goes
:
Just what is a COLA , Cost Of living Adjustment and what is its historical intent?
A cost-of-living adjustment (COLA)
is an increase made to counteract the effects of rising prices in
the economy—called inflation and maintainence buying
power
COLAs are typically equal to the
percentage increase in the Consumer Price Index for Urban Wage
Earners for a specific period. The Consumer Price Index
(CPI) represents the average prices of a basket of goods and is used
to measure inflation. So all a COLA does is try to make a person’s
pension “breakeven” so a person can maintain buying power and deal
with inflation. No one is trying to get rich.
Ever since 2011, retirees in MainePers have NOT been keeping up with inflation and have been losing buying power and its impact is compounding itself every year. Every year a person does not receive a COLA on their whole salary they lose 100s of dollars in buying power and the ability to just pay their bills.
Today inflation is at historical high
levels.
When these 2011 changes were made then Governor
La Page said to the Appropriation. Committee that the retired had to have
some skin in the game for helping the state out of a financial mess. They
took $300 million from us in the first year of the changes! We are still
being “skinned”.
Governor Mills proposed a one
time 2.4% check it will help. Funding the whole 5.4% and adding it to the
base used to computer future COLA raises will help MUCH more. BUT what
needs to be done is to develop and implement a plan to restore MainePers
pensions to their pre 2011 condition to stop the continual erosion of
benefits. This means you would get the COLA figures on your WHOLE
MainePERS check!!
Think About it ----------------What’s going to happen in 2022 when the COLA could be 5.9- 7% and we are capped at 3% ?
Rep. Jan Dodge, has a bill, LD1227, requesting that there be an increase in the amount of the MainePers pension that NOT taxed my the state. Currently Social Security amount is $36,000 . In Maine ours is only the first $10,000. Tell them what you think about this situation!
Here is the
easiest way to send your story (testimony)
This information
is for the Clerk to the AFA committee, If you send here they will be
distributed to the whole committee.
Start email or
letter with :
The Honorable Senator Breen and Representative Pierce
and members of the Appropriations and Financial Affairs
Committee.....
Send to:
Clerk Judith Hannum
Office
of Fiscal and Program Review
5 State House
Station
Augusta, ME 04333
Phone: 287-1635,
AFC
e-mail: AFA@legislature.maine.gov
This short session is over in APRIL
so act NOW
Treasurer's Report - March
2022
from Gina Fuller
Recipe -
USUALLY, I enclose one very easy, quick recipe - but this link was just too tempting.
Click this link to see 53 cake recipes from Epicurious.
We invite you to follow us on
Facebook:
MEA
Retired - Facebook
Announcing some changes - and opportunities
So, I've always had my own website/server, or access to one. Over the past several months, I've been extending and expanding my hobby - of providing a site for publications.
I think you all have a story to tell, or a story to share, or an insight or two. You now have a chance to publish it on-line by submitting it to PithnGrit, my publication website for essays, fiction, micro-poetry, or longer poetry.
You can check it all out - it's still a work in progress - by going to - mainenet.org.
You can submit a work or works by reading
the submission guidelines and sending the email to - submit@mainenet.org
Go ahead, it's perfectly fine to
share that observation, insight, or creation. I'll bet we all have
stories to
share.